1 Best insurance companies with flexible underwriting approaches

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Adapts risk assessment to individual circumstances, offering more inclusive coverage. These insurers take a more nuanced approach to evaluating insurance applications, considering factors beyond standard risk categories. They may offer coverage to individuals or businesses that might be declined by other insurers due to health conditions, unusual risks, or complex situations. Flexible underwriting often involves more personalized assessment, potentially using additional data sources or specialist evaluations. This approach can result in more tailored policies and fairer pricing, especially for those with unique or challenging insurance needs.
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