1 Best mortgage insurance providers

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Protects lenders against default on mortgage loans, often required for low down payments. Mortgage insurance is designed to protect lenders from the risk of default on mortgage loans, particularly when borrowers make low down payments. This insurance allows lenders to offer mortgages to borrowers who might not otherwise qualify, making homeownership more accessible. The best mortgage insurance providers offer competitive rates, flexible underwriting guidelines, and strong financial backing to ensure they can meet their obligations to lenders in case of borrower default.
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